Settling an outstanding loan or credit card on your own is harder than it sounds — figuring out the right amount, convincing the lender, negotiating terms, and then still worrying about how the Settled status will affect your credit report. Most people either end up paying far more than necessary or walk away with a settlement that hurts their credit long-term.
CREDIZEN takes the entire burden off your shoulders. Our credit experts analyse your financial situation, engage directly with your lender through professional consultation, and negotiate the best possible settlement amount on your behalf. Once the settlement is done, we also provide guidance on how to minimise the impact on your credit report and work towards rebuilding your credit score going forward.